Public Meeting Agenda – Youngsville
AGENDA 12:30-2:00pm
I. Welcome & Opening Remarks (12:30-12:40pm) II. Presentation of Action Plan (12:40-1:00pm) III. Comments & Questions (1:00-2:00pm)
Public Meeting Agenda
AGENDA 5:30-7:00pm
I. Welcome & Opening Remarks (5:30-5:40pm) II. Presentation of Action Plan (5:40-6:00pm) III. Comments & Questions (6:00-7:00pm)
Public Meeting Presentation of 2016 Severe Storms and Flooding CDBG-DR Action Plan & Amendment
Goals and Objectives
• Provide an overview of the timeline for receipt of recovery funding from HUD
• Provide understanding of the Community Development Block Grant –Disaster Recovery (CDBG-DR) funding requirements
• Provide overview of the state’s proposed recovery programs
• Offer the opportunity for comments, questions, and feedback
Impacted Parishes – March Floods
March
Impacted Parishes – August Floods
March
HUD-Identified Most Impacted and Distressed
1. Acadia 2. Ascension 3. East Baton Rouge 4. Lafayette March 5. Livingston 6. Ouachita 7. St. Tammany 8. Tangipahoa 9. Vermilion 10. Washington
HUD Requirements – Geography
Why are ten parishes the priority for this allocation of funding? HUD identified “most impacted and distressed” areas in the federal register notices, indicating where 80% of funds must be spent, with housing as the primary focus.
HUD Requirements – Geography Most Impacted and Distressed How does HUD determine most impacted and distressed areas? HUD uses damage data based primarily on FEMA Individual Assistance and Public Assistance records, which indicates the number of households and applicants applying for assistance and the level of damage to infrastructure, such as roads, bridges, public buildings and utilities.
Youngsville – Damages for Renter/Owner-Occupied Households
Lafayette Parish – Owner-Occupied Major/Severe Damage
East Baton Rouge Parish – Owner-Occupied Major/Severe Damage
Ruston & Surrounding Areas – Owner-Occupied Major/Severe Damage
Washington Parish – Owner-Occupied Major/Severe Damage
HUD Federal Register Notice Timeline: First Appropriation
March
OCD-DRU Timeline: $437,800,000
HUD Federal Register Notice Timeline: Second Appropriation
March
OCD-DRU APA 1 Timeline: $1,219,172,000
Program Allocations
Restore Louisiana Homeowner Programs
$1,323,693,120
Restore Louisiana Rental Housing Programs
$100,000,000
Restore Louisiana Economic Recovery and Revitalization Programs
$62,000,000
Infrastructure Program (PA Match)
$105,000,000
Administration and Planning Costs
$66,278,880
Total of both Appropriations
$1,656,972,000
Total Resources Requested
Program Area
Homeowner Rehabilitation and Reconstruction
2016 Severe Storms and Flooding Both Appropriations
$1,323,693,120
Total Congressional Request
Approximate Unmet Need Gap
$2,667,800,000 $1,344,106,880
$100,000,000
$180,000,000
$80,000,000
$0
$40,000,000
$40,000,000
Business and Agriculture
$62,000,000
$120,000,000
$58,000,000
FEMA Public Assistance Nonfederal Share Match
$105,000,000
$130,000,000
$25,000,000
Resilient Infrastructure
$0
$600,000,000
$600,000,000
Rental Housing Interim Mortgage Assistance
Admin & Planning Totals
$66,278,880 $1,656,972,000
$3,737,800,000 $2,080,828,000
HUD Requests
• Reduction from 70% LMI to 50% LMI overall expenditure • One year reimbursement (Extension) • Environmental Review (Legislative) • SBA Approved Loans (Legislative and Budget)
Restore Louisiana Homeowner Programs Total Allocation: $1,323,693 million Three Solutions:
•
Track 1: Restore Louisiana Rehabilitation and Reconstruction Program: Program Managed
•
Track 2: Restore Louisiana Rehabilitation and Reconstruction Program: Homeowner Contracted
•
Track 3: Restore Louisiana Reimbursement Program
Restore Louisiana Homeowner Programs Track 1: Program Managed
• State manages and completes the rehabilitation or reconstruction of damaged homes on behalf of homeowners
• Homeowners do not select their own contractors and do not enter into a contract with the construction contractor
Restore Louisiana Homeowner Programs Track 2: Homeowner Contracted
• Applicants choose to manage their own rehabilitation or reconstruction process. They select their own homebuilding contractors and enter into contracts directly with homebuilding contractors to rebuild
• Applicants will also enter into grant agreements with the state in order to receive funding from the program to pay for their eligible rehabilitation or reconstruction expenses
• Applicant is responsible for completion of repairs
Restore Louisiana Homeowner Programs Track 3: Homeowner Reimbursement
• If a homeowner has fully or partially completed construction of their home before they applied to the program, they may be reimbursed for eligible expenses incurred prior to application and within one year of the storm event, less any duplication of benefits
Restore Louisiana Homeowner Program Eligibility Criteria Homeowners will be eligible for the program if they meet the following criteria • • • • • •
Owner occupant at time of disaster event Damaged address was the applicant’s primary residence at the time of disaster event Located in one of 51 disaster declared parishes Suffered major or severe damages (1+ feet of flooding or $8,000 FEMA Verified Loss) as a result of the 2016 Severe Storms and Flooding events Household did not have a structural NFIP (flood insurance) policy at time of the flood; Eligible structure as determined by program, including but not exclusive to, one or two family home structures, mobile/manufactured, and modular homes
Restore Louisiana Homeowner Program Prioritization Factors Due to limited funding available, the state will prioritize homeowners in 6 phases. Program Goal and Prioritization Rationale: Get as many people home as possible Challenge: Insufficient funds to fully assist everyone Who is considered to have Prioritized Eligibility? • • •
Experienced major to severe level of damages (1+ feet of flooding or $8,000 FVL) Did not have NFIP at the time of the respective floods Homeowners with demonstrated ability to fund a completed home with the applicable amount of CDBG-DR assistance available to them
Homeowner Programs Funding Distribution
Who doesn’t get assistance? • Homeowners who experienced minor damages • NFIP structure policy holders • Households who did not have NFIP at the time of the respective floods, received federal assistance from a previous disaster and were required to maintain flood insurance but failed to do so • Homeowners unable to complete construction of their homes because they cannot fund the gap between scope of work and CDBG-DR assistance available to them:
Dual-Tiered Approach
% AMI 0-120%
Number of Households
% of Population Award Tier
25306
69%
100%
120.1% +
8616
24%
50%
Unknown
2588
7%
100%
36510
100%
TOTAL
Restore Louisiana Homeowner Program Phase I The equally-weighted criteria for Phase One of the program include all of the requirements below:
• The home experienced Major/Severe damages (per HUD’s definition); • The applicant household meets federal Low-to-Moderate Income (LMI) requirements; • The applicant or co-applicant is elderly (age 62 on the date of the disaster event) OR is a person with disabilities or has a person with disabilities in the household; • The home is located outside the Special Flood Hazard Area (floodplain); and • The household did not have flood insurance at the time of the flood.
Restore Louisiana Homeowner Program Phase II The equally-weighted criteria for Phase Two of the program include all of the requirements below:
• The impacted home experienced Major/Severe Damages by either a FEMAdesignation or have damage which meets the major/severe damage standard, as defined by the program; • The applicant household meets federal Low- to Moderate-Income (LMI) requirements; • The applicant or co-applicant is elderly (age 62 on the date of the disaster event) OR is a person with disabilities or has a person with disabilities in the household; • The home is located inside the Special Flood Hazard Area (floodplain); • The homeowner has remaining prospective work to complete at the time of application; and • The household did not have a structural NFIP (flood insurance) policy at the time of the flood.
Restore Louisiana Homeowner Program Phase III The equally-weighted criteria for Phase Three of the program include all of the requirements below:
• The impacted home experienced Major/Severe Damages by either a FEMAdesignation or have damage which meets the major/severe damage standard, as defined by HUD; • The impacted home is located within one of the ten most impacted and distressed (MID) parishes; • The home is located outside the Special Flood Hazard Area (floodplain); • The homeowner has remaining prospective work to complete at the time of application; and • The household did not have a structural NFIP (flood insurance) policy at the time of the flood.
Restore Louisiana Homeowner Program Phase IV The equally-weighted criteria for Phase Four of the program include all of the requirements below:
• The impacted home experienced Major/Severe Damages by either a FEMAdesignation or have damage which meets the major/severe damage standard, as defined by HUD; • The impacted home is located within one of the ten most impacted and distressed (MID) parishes; • The home is located inside the Special Flood Hazard Area (floodplain); • The homeowner has remaining prospective work to complete at the time of application; and • The household did not have a structural NFIP (flood insurance) policy at the time of the flood
Restore Louisiana Homeowner Program Phase V The equally-weighted criteria for Phase Five of the program include all of the requirements below:
• The impacted home experienced Major/Severe Damages by either a FEMAdesignation or have damage which meets the major/severe damage standard, as defined by HUD; • The impacted home is located within one of the 51 Presidentially declared parishes; • The homeowner has remaining prospective work to complete at the time of application; and • The household did not have a structural NFIP (flood insurance) policy at the time of the flood
Restore Louisiana Homeowner Program Phase VI The equally-weighted criteria for Phase Six of the program include all of the requirements below:
• The impacted home experienced Major/Severe Damages by either a FEMAdesignation or have damage which meets the major/severe damage standard, as defined by HUD; • The impacted home is located within one of the 51 Presidentially declared parishes; • The homeowner has completed rehabilitation or reconstruction of their home at the time of application; and • The household did not have a structural NFIP (flood insurance) policy at the time of the flood.
Lafayette Parish Damage Data The below values represent the estimates of potential prioritized applicants for Lafayette Parish:
Owner-Occupied Homes with FEMA Verified Loss, Low and Moderate Income, No SFHA, No Flood Insurance
Owner-Occupied Homes with FEMA Verified Loss
Total with Total with major/severe Total with Total with major/severe damages, No Elderly major/severe damages, No major/severe Flood (Over 62) damages, no damages Flood Insurance, Insurance, Flood Insurance outside LMI SFHA, LMI
Access and Functional Needs
Lafayette
3,106
1,910
849
842
228
19
Statewide
57,345
36,326
19,183
9,677
3,611
409
East Baton Rouge Parish Damage Data The below values represent the estimates of potential prioritized applicants for East Baton Rouge Parish: Owner-Occupied Homes with FEMA Verified Loss, Low and Moderate Income, No SFHA, No Flood Insurance
Owner-Occupied Homes with FEMA Verified Loss
Total with major/severe Total with Total with Total with damages, No Elderly major/severe major/severe major/severe Flood (Over 62) damages, no damages, No Flood damages Insurance, Flood Insurance Insurance, LMI outside SFHA, LMI
Access and Functional Needs
East Baton Rouge
20,550
12,477
5,889
3,599
1,541
198
Statewide
57,345
36,326
19,183
9,677
3,611
409
Lincoln Parish Damage Data The below values represent the estimates of potential prioritized applicants for Lincoln Parish: Owner-Occupied Homes with FEMA Verified Loss, Low and Moderate Income, No SFHA, No Flood Insurance
Owner-Occupied Homes with FEMA Verified Loss
Total with major/severe Total with Total with Total with damages, No Elderly major/severe major/severe major/severe Flood (Over 62) damages, no damages, No Flood damages Insurance, Flood Insurance Insurance, LMI outside SFHA, LMI Lincoln Parish Statewide
Access and Functional Needs
12
11
8
5
1
0
57,345
36,326
19,183
9,677
3,611
409
Washington Parish Damage Data The below values represent the estimates of potential prioritized applicants for Washington Parish: Owner-Occupied Homes with FEMA Verified Loss, Low and Moderate Income, No SFHA, No Flood Insurance
Owner-Occupied Homes with FEMA Verified Loss
Total with major/severe Total with Total with Total with damages, No Elderly major/severe major/severe major/severe Flood (Over 62) damages, no damages, No Flood damages Insurance, Flood Insurance Insurance, LMI outside SFHA, LMI Washington Parish Statewide
Access and Functional Needs
460
395
241
83
32
2
57,345
36,326
19,183
9,677
3,611
409
Low and Moderate Income What is an LMI household? Households whose total annual gross income does not exceed 80% of Area Median Income (AMI), adjusted for family size. This number varies by parish and/or Metropolitan Statistical Area (MSA), depending on the actual median income of a parish or MSA.
Low to Moderate Income – Lafayette Parish
LAFAYETTE PARISH HOUSEHOLD INCOME LIMITS REFERENCE (effective for FY2016) Persons in Household Category 1
2
3
4
5
6
7
8
Extremely Low (30%)
13,950
16,020
20,160
24,300
28,440
32,580
36,730
40,890
Very Low (50%)
23,250
26,600
29,900
33,200
35,900
38,550
41,200
43,850
Low/Moderate (80%)
37,200
42,500
47,800
53,100
57,350
61,600
65,850
70,100
40
Low to Moderate Income – East Baton Rouge Parish
EAST BATON ROUGE PARISH HOUSEHOLD INCOME LIMITS REFERENCE (effective for FY2016) Persons in Household Category 1
2
3
4
5
6
7
8
Extremely Low (30%)
13,650
16,020
20,160
24,300
28,440
32,580
36,730
40,890
Very Low (50%)
22,750
26,000
29,250
32,450
35,050
37,650
40,250
42,850
Low/Moderate (80%)
36,350
41,550
46,750
51,900
56,100
60,250
64,400
68,550
41
Low to Moderate Income – Lincoln Parish
LINCOLN PARISH HOUSEHOLD INCOME LIMITS REFERENCE (effective for FY2016) Persons in Household Category 1
2
3
4
5
6
7
8
Extremely Low (30%)
11,880
16,020
20,160
24,300
28,440
30,550
32,650
34,750
Very Low (50%)
18,450
21,050
23,700
26,300
28,450
30,550
32,650
34,750
Low/Moderate (80%)
29,500
33,700
37,900
42,100
45,500
48,850
52,250
55,600
42
Low to Moderate Income – Washington Parish
WASHINGTON PARISH HOUSEHOLD INCOME LIMITS REFERENCE (effective for FY2016) Persons in Household Category 1
2
3
4
5
6
7
8
Extremely Low (30%)
11,880
16,020
20,160
23,450
25,350
27,250
29,100
31,000
Very Low (50%)
16,450
18,800
21,150
23,450
25,350
27,250
29,100
31,000
Low/Moderate (80%)
26,250
30,000
33,750
37,500
40,500
43,500
46,500
49,500
43
Restore Louisiana Rental Housing Programs Total Allocation : $100 million The state is proposing five programs to address the recovery of rental housing: •Infill Disaster Housing Program: $25 million •Multi-Family and PHA Gap Program: $30 million •Piggyback Program: $30 million •Rapid Rehousing Program: $12.5 million •Permanent Supportive Housing Support Services Program: $2.5m In this Action Plan Amendment, the state removed the Rental Incentive Program due to regulatory restrictions.
Restore Louisiana Rental Housing Programs Infill Rental Development
• The state-run program will offer eligible applicants CDBG-DR funding to restore or create affordable units in structures that contain seven or fewer housing units
• Upon approval, applicants obtain a construction loan from private lenders and once construction is complete, the state will pay down the construction loan, securing a first mortgage lien on the property
Restore Louisiana Rental Housing Programs Multifamily Rental Gap Program
• This program will provide loans to meet the gap of funding needed to repair large rental properties (20 units or more)
• The program will target: • Properties in a Special Flood Hazard Area (floodplain) with the required flood insurance; or • Properties not located in a Special Flood Hazard Area (floodplain) • For-profit and non-profit public and private property owners; Public Housing Authorities
Restore Louisiana Rental Housing Programs Piggyback Program • This program will provide loans for gap financing for mixed-income, additional affordability, and PSH developments.
• The Piggyback Program funds will be awarded to specific developments in accordance with a competitive funding process.
• The program will facilitate the development of rental housing utilizing similar project types established by the state for previous Piggyback funding rounds, specifically • Workforce housing units, affordable housing units, or Permanent Supportive Housing (PSH) units.
Restore Louisiana Rental Housing Programs Rapid Rehousing
• This program will provide rental assistance and support services to renters displaced by the floods who are at risk of becoming homeless. • The Program may provide funding for up to 24 months of rental assistance, security and utility deposits, rental and utility arrearages, application and background check fees charged when applying for housing.
Restore Louisiana Rental Housing Programs Permanent Supportive Housing • Permanent Supportive Housing program provides permanent affordable housing linked to services (health, mental health, employment) required to help individuals rebuild their lives after homelessness, institutional care or other disruptions. • The support services provided through this program will assist individuals whose household income is below 50% AMI in transitioning to Permanent Supportive Housing and maintaining successful, long-term tenancies.
Restore Louisiana Economic Revitalization Programs Total Allocation: $62 million Funding will be used for three small business support program to address a spectrum of recovery needs:
• Small Business Loan and Grant Program: $51.2 million • Technical Assistance Program: $800,000 • Louisiana Farm Recovery Grant Program: $10 million
Restore Louisiana Economic Revitalization Programs Small Business Loan and Grant Program
• This program will work with local community partners to
provide low-interest loan and partial grant awards for nonconstruction related expenses to disaster-impacted small businesses
• Businesses must meet the following eligibility criteria:
• Located in one of the 51 federally declared disaster impacted • • • •
parishes; Operating prior to the respective flood events (March or August); Employ 1 to 50 full time equivalent employees; Generate a minimum of $25,000 annual gross revenue; and Directly impacted by the floods, as a documented physical or financial loss.
Restore Louisiana Economic Revitalization Programs Small Business Technical Assistance Program
• The program will provide business technical assistance services as part of loan underwriting and loan servicing processes.
• Grants will be awarded either to separate technical assistance providers or to the entities implementing the loan and grant program. .
• Technical assistance activities may include the development of business plans, financial management guidance, long-term recovery and sustainability plans, and specialized training.
Restore Louisiana Economic Revitalization Programs Louisiana Farm Recovery Grant Program • The LFRGP will provide direct grants to impacted farms in all of Louisiana’s disaster declared parishes.
• Farms must be able to provide a plan detailing an acceptable use of funds including showing how they would use the grant, specifically what they intend to plant, anticipated acreage, and proposed timeline for their goal.
• Farmers may use the proceeds from the grant program to pay off existing crop production loans that were originated to initiate production damaged or destroyed by the 2016 floods.
• Funds may not be used for construction-related expenses.
Restore Louisiana Infrastructure Program – PA Match
Total Allocation: $105 million • Funding will be provided as payment to state or local entities to cover the non-federal share of FEMA Public Assistance projects for eligible activities within approved Project Worksheets. • The match funding will lessen the financial burden placed on the entities and assist them to continue normal operations and address recovery needs.
Comments Deadline for the state to receive public comments on the Action Plan is February 15, 2017, at 5:00pm. Comments on the state’s Action Plan Amendment can be submitted via the following ways:
• Fill out a comment card and provide your comments verbally this evening • Fill out a comment and leave it with an OCD-DRU staff member Phone: Fax: Mail:
Email: Online:
225-219-9600 or (toll free) 1-800-354-9458 225-219-9605 State of Louisiana Office of Community Development – Disaster Recovery Unit Attn: Janice Lovett P.O. Box 94095, Baton Rouge, LA 70804-9095
[email protected] http://www.doa.la.gov/Pages/ocd-dru/Index.aspx
Further Information For further information regarding 2016 Flood Recovery Programs please visit: OCD-DRU http://www.doa.la.gov/Pages/ocd-dru/Index.aspx Restore Louisiana Task Force http://restore.la.gov/
56